reality check - continued

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Sherry1999

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I cut and pasted this... so the numbering is outta whack - but you can figure it out :)

8 Reasons We Need Health Insurance Reform Now​



  1. Coverage Denied to Millions: A recent national survey estimated that 12.6 million non-elderly adults – 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market – were in fact discriminated against because of a pre-existing condition in the previous three years or dropped from coverage when they became seriously ill. Learn more: http://www.healthreform.gov/reports/denied_coverage/index.html Less Care for More Costs: With each passing year, Americans are paying more for health care coverage. Employer-sponsored health insurance premiums have nearly doubled since 2000, a rate three times faster than wages. In 2008, the average premium for a family plan purchased through an employer was $12,680, nearly the annual earnings of a full-time minimum wage job. Americans pay more than ever for health insurance, but get less coverage. Learn more: http://www.healthreform.gov/reports/hiddencosts/index.html Roadblocks to Care for Women: Women’s reproductive health requires more regular contact with health care providers, including yearly pap smears, mammograms, and obstetric care. Women are also more likely to report fair or poor health than men (9.5% versus 9.0%). While rates of chronic conditions such as diabetes and high blood pressure are similar to men, women are twice as likely to suffer from headaches and are more likely to experience joint, back or neck pain. These chronic conditions often require regular and frequent treatment and follow-up care. Learn more: http://www.healthreform.gov/reports/women/index.html Hard Times in the Heartland: Throughout rural America, there are nearly 50 million people who face challenges in accessing health care. The past several decades have consistently shown higher rates of poverty, mortality, uninsurance, and limited access to a primary health care provider in rural areas. With the recent economic downturn, there is potential for an increase in many of the health disparities and access concerns that are already elevated in rural communities. Learn more: http://www.healthreform.gov/reports/hardtimes Small Businesses Struggle to Provide Health Coverage: Nearly one-third of the uninsured – 13 million people – are employees of firms with less than 100 workers. From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. Much of this decline stems from small business. The percentage of small businesses offering coverage dropped from 68% to 59%, while large firms held stable at 99%. About a third of such workers in firms with fewer than 50 employees obtain insurance through a spouse. Learn more: http://www.healthreform.gov/reports/helpbottomline The Tragedies are Personal: Half of all personal bankruptcies are at least partly the result of medical expenses. The typical elderly couple may have to save nearly $300,000 to pay for health costs not covered by Medicare alone. Learn more: http://www.healthreform.gov/reports/inaction Diminishing Access to Care: From 2000 to 2007, the proportion of non-elderly Americans covered by employer-based health insurance fell from 66% to 61%. An estimated 87 million people - one in every three Americans under the age of 65 - were uninsured at some point in 2007 and 2008. More than 80% of the uninsured are in working families. Learn more: http://www.healthreform.gov/reports/inaction/diminishing/index.html
  2. The Trends are Troubling: Without reform, health care costs will continue to skyrocket unabated, putting unbearable strain on families, businesses, and state and federal government budgets. Perhaps the most visible sign of the need for health care reform is the 46 million Americans currently without health insurance - projections suggest that this number will rise to about 72 million in 2040 in the absence of reform. Learn more: http://www.WhiteHouse.gov/assets/documents/CEA_Health_Care_Report.pdf
 

Ivoryudx

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Okay, so why aren't we trying to help the current system to lower rates instead of come up with a completely different system?

Why are rates so high?

Why does an aspirin in the hospital cost dollars instead of cents like it costs to produce it?

Why are medical companies allowed to obnoxiously have a 300% or higher mark up on medical supplies?

When is the cost considered price gouging?

How much profit is enough profit?

Why does the American Government think they can do it better?

For the millions without coverage there are millions with coverage. Why not start by working on not allowing people to be refused for any reason if they want to buy coverage?

Why not offer more 'free clinics'? If this becomes a success eventually insurance coverage will not be needed at all. The rural areas are hit extremely hard because in comparison the inner cities do have access to 'free clinics' and local hospitals who can not refuse them care. Why not spread that around?

I just think we're asking for a worse problem than we have right now, if we try to come up with something new. Why not work to gradually change our existing health care coverage to be available to more people?

Why not just start by offering employees the option to include extended families on their current health care plan? Parents, cousins, aunts, uncles, etc could purchase care through a relatives plan at the same cost or on a larger 'family plan'? Why does it just have to be employees who are covered?

I dunno, I just think they are trying to re-create the wheel, starting with a rock and chisel.
 

ardeagold

New member
I agree with Susan.

Reform is one thing ... tearing down and starting over is something else altogether. Especially when the "new" plan isn't what most want.
 

Sherry1999

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but please...the solution is NOT a government take over....!

There ya go again... it will not be a take over...I was wathing a news viedo earlier... he explained it like the FFA.... Oversight... gov't restrictions... to the point that you would know your doc was qualified...that your health care was safe...The gov't would be in business with the medical system to the extent they are involved with flying planes
 

Windancer

New member
Flying planes???Bull Roar.....they will be collecting fees and metting out payments....
If this thing passes, God forbid...we can talk in a couple of years.. obama has stated that his goal is a one payer system. but it might take 5-10-15 years to get there...
 

ina/puusty

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We ARE..the government..and state by state..we are both the power, and the wisdom. Collective..wisdom..IQs of 87 and 102 and 114 and 149 and 200.. The ave. person (stone center at 100)..is not yet.. able to 'lead'..they may however..upgrade their information and their abilitys..year by year, college class by college class , or military training, or self ed. in the local librarys and on the internet..to where their particular strength/wisdom..IS helpful at various levels of government. The few..always carry..the less-able 'many'. It is always like that. I am not political..so I vote for those in my area..who Are... intelectually/politically adept. I have yet to vote for a 'frothing at the mouth sort'. Perhaps it is just age..and I have not yet..'matured enough? I'll let'cha know. ;) ina n HB n Kesa
 

KodysGrandma

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Ina, I'm not a Keynesian by any means but he did say one thing correctly- "in the long run we are all dead". Waiting for those clowns in the circus that is Congress to do much of anything in a logical reasonable manner will indeed mean we are all dead. That "we" is those of us paying the taxes. They will kill the proverbial goose and the golden egg along with it.
 

Windancer

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Ina...we HOPE we are still the government......we WANT to be the government,,,,But it seem now our elected officials do what they want not what we want... The majority did NOT want the stimulus.....too much money....Now they don't want gov run health care...and they have to screem to be heard....since no one heard them last time.( I still can't get over Sherry believes this is merely 'oversite' like the FFA...)
 

Strshine7

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I DO NOT want to change my insurance. I agree that something needs to be done for those without insurance some of which are my family members. But, wouldn't that be better done by free clinics or being able to buy into an insurance that won't cost you an arm and a leg. I really don't care they can try to create a plan to cover the uninsured...we really need something but don't make it a one for all coverage we have too much government in our business already.
The politicians should have to have read the whole thing before they are allowed to vote on it one way or the other. They should be able to answer our questions completely that people have concerning this plan. And they should have to be on the same health care plan that they want our people to be on.
 

NewfDad

Member
Change does not necessarily equal reform. If I step on a tomato I have changed it but haven't reformed it.
 

Windancer

New member
"Remember that every government service, every offer
of government-financed security, is paid for in the loss of personal freedom.
In the days to come, whenever a voice is raised telling you to let
the government do it, analyze very carefully to see whether the suggested
service is worth the personal freedom which you must forgo in return for
such service." --Ronald Reagan



A government big enough to give you everything you
want, is strong enough to take everything you have

Thomas Jefferson
 

KodysGrandma

New member
We are only the government in two ways- 1- if everything is voted in national referendum, which certainly isn't practical and 2- if representatives ALWAYS vote the way the majority of their consitutents want. Even then people on the other side of any issue are out of luck. There is the "Tryanny of the Majority" very possible as DeTocqueville noted in the early 1800s.
 

ardeagold

New member
We elect 'em, then they're off and running...on their own, serving their own special interests.

The constituent's hue and cry is "Can you hear me now????"...which echos through the empty chambers of their skulls.

Unless angry enough, "we" give up ... which is exactly what they want us to do.

Fortunately, this time ... they can't pretend they don't "hear" us. The polls are screaming at them, telling them clearly what the American people DON'T want ... their constituents are writing, calling and facing them down, the media is chattering away, and for once the "silent majority" isn't being silent.

Still doesn't mean they'll listen, but I honestly think that if they don't ... they'll reap what they sow when election time rolls around.
 
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Nasus

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Why is everyone so afraid of change? Is the system that's in place so good? Does anyone want a guy in a suit sitting on wall street to make medical decisions for you? I would rather see MY doc making the decisions than some corp. bottom line a$$ deciding what is good for me.
Even with the insurance in place today one still has to fight, oh and then of course if you do get sick you are now not insured... what the heck !

Have we learned nothing about corp greed ? Profit is bottom line. I have no respect for Dr.'s that stop practicing and go over to the insurance companies... to me they are just blood suckers.
 

ardeagold

New member
Susan...change isn't always GOOD change. Especially when it's being pushed through at breakneck speed. Especially *change* this big. People want to know what this is all about...the specifics...before signing on. Unfortunately our representatives don't think it's necessary to read the bills...they'll just wing it. Of course they don't want to take the plan for themselves either. They like what they have...and get to keep it. If it's so great, then EVERYONE should have it...including Congress and the President.

And honestly...if I hear the word "change" one more time, I think I'll scream. Can you hear me in Norway??? :lol:
 
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