Brandi and Maggie gave great advice. I just got my first Newf 4 months ago and even tho it was not my first dog, I still was not fully aware of the responsibility. However, I am fortunate enough to be a stay at home mom with a great husband who provides all of the financial support needed to raise a puppy. Here's my example, Ella's insurance cost 77.00 a month, her food cost 100.00 a month, the vitamins required by her breeder are 60.00 a month, my last grooming bill was 100.00 and that does not cover treats, toys, crates, collars, leashes, vaccines and not to mention the cost of replacing anything that gets destroyed in the wonderful phase of puppyhood. Honestly, it's not just the money, you will probably learn about opportunity cost in college. The amount of time it's takes to properly care for one of these dogs is equal to having a full time job. Your social life and the amount of time you have to study will suffer. On the flip side, it's extremely rewarding and Ella has greatly improved my life. The more time I put in taking care of and training her, the better it gets. I don't want to totally discourage you from owning a Newf. I just wanted to share my own experience of how I underestimated the glorious opportunity to own and raise a Newf puppy.